Commercial Property North London – to purchase or to rent?

Commercial property in North London is subject to change at a second’s notice. Fluid demographic trends, new economic figures, the ups-and-downs of the retail sector: in order to grab a bargain you have to be prepared to put in the time and keep up with what’s happening. The choice of whether to look for shops to rent in north London or go all-in and look for a shop for sale in London will depend very much on what relative costs are doing at any one time, as well as the long-term prospects and, of course, your own financial status.

As things currently stand, there is significant downward pressure on retail rents across London. There are a number of reasons for this, but chief amongst them are continuing economic worries, and limited confidence in the Eurozone, as well as the competition represented by the ever-growing online market. Several high-profile bankruptcies – very recent and more broadly since the beginning of the Credit Crunch – have underscored the fragility of the high street. 2012 was not a good year, with Blockbuster, HMV and Jessops (to name just three) dropping from the scene.

Why might this be good news? Well, it’s a brave firm that looks to set up in this climate, for starters. But those businesses which do get going in a recession are generally leaner and tougher than the ones which start in good years. Plus, rents are lower at the moment than at any period in the recent past. Empty shops mean decreasing rents, and many surveyors think the trend may continue longer still. This is in contrast to the industrial and office sector, where demand is gradually picking up.

Where does this leave you? If you are looking for shops to let in north London, there may never be as good a time as now. If your business is viable and waiting to start – or expand – then you can snatch a bargain and hit the ground running. If you’re a landlord looking for a shop for sale in London to add to your portfolio, then this presents a rather different dynamic, with lower yields than you might otherwise enjoy. The key thing is to remember that the commercial property London market is not homogeneous; the headline figures you read in the papers hide a vast difference between sectors and in different areas. Choose carefully, plan well and act decisively – and you won’t regret it.

Please visit http://www.claridges-commercial.co.uk

School uniforms online, the easy way to shop

A good London schoolwear supplier doesn’t just sell school clothes. They sell peace of mind and the knowledge that purchasing school uniforms doesn’t have to entail days of traipsing the high street for every last item your child needs – usually with the child in tow.

Shopping for clothes online has various benefits. For starters, when you buy online – anything, whether it’s clothes, books or computer hardware – you tend to get better prices. That’s because if you buy from a store you’re also paying for their overheads: rent, heating, staffing costs and so on. Not only that but they’re likely to be situated somewhere costly, on the high street where footfall is higher and shops are more competitive. With an online schoolwear supplier, it doesn’t matter where they are operating from. You place your order and it’s posted to your door.

Convenience is another obvious plus. It’s much simpler and less effort to do your shopping over the internet than it is to find the time to travel to the shops and physically search for what you require. You can buy what you want in your lunch hour at work or in the evenings, rather than take a day to get your child kitted out for next term. It also doesn’t matter when you shop – the internet doesn’t have opening hours.

One caveat is sizing, though this doesn’t have to be an insurmountable problem. Take careful measurements and use existing clothes to gauge what you need and you should be able to order school clothes that fit properly without any trouble. On the off-chance that there is a problem, you can always return them and have them exchanged for a different size. Once you have used the same supplier once, you will have a much better idea of how their clothes fit, so it will get easier and easier as time goes on.

A decent London schoolwear supplier will have more than just school clothes. You can treat it like a one stop shop, picking up everything that your child needs – stationary and calculators, equipment for clubs and sports as well as school uniforms. Some will even offer a school delivery service, so even if you leave things until the very last minute you can still make sure the right items will be waiting for them when they arrive at the school gates.

Please visit http://www.uniform4kids.com/

School uniform supplier in London – for multiple children: problems and solutions

During the holidays, many city parents have one big unchecked item on their to-do list: finding a good London schoolwear supplier. School uniforms are one of the most consistent expenses in a parent’s life, and a good supplier can make all the difference between a long and laborious trek around various department stores, looking for that just-right shade of navy, red or green, and a quick trip to pick up everything children need for school.

Once the reserve of elite public schools and private schools, designated school uniforms are now common in all types of schools for children from the ages of five to 18. And following research on the benefits of formal clothes for children, school clothes are increasingly detailed.

Many claim that having to wear a tie, blazer, or specific type of collar gives children an early lesson in the importance of self-discipline and presentation. Perhaps it’s true: what is inarguable is that it means a lot of effort for parents, especially those who have multiple children at different schools, or who don’t have a lot of time on their hands due to demanding jobs or family pressures. Finding a collar with just the right type of tips, or the right shade of grey for a child’s tights, can be a huge headache. Many schools also use school uniforms to create a distinct impression of identity for their school, which makes children and teenagers feel like they belong, and improves team spirit. This is an admirable goal, but can mean that an ever-spiraling list of different types of uniform are needed – gone are the days when a child can wear the same array of clothes from Reception classes to sixth-form college.

Luckily, many London schoolwear suppliers make a point of making this process easier for parents. Having a wide range of sizes in stock, including school clothes for multiple schools in an area, can mean that school uniform shopping becomes a one-stop shop. Every parent wants their child to be well turned out, and in a teenage culture that’s often full of one-upmanship, having the right clothes is a huge weight off a child’s or teenager’s mind: leaving him or her free to focus on classes and coursework instead of outgrown shirts or hemline lengths.

Nowadays the ‘big shop’ isn’t parents’ only option for new uniform. With online and telephone ordering, kitting out the kids for a new term can be as simple as a session on the computer. However, to work like this it’s indispensable for parents to have a London schoolwear supplier that they can trust. Throwing in lunchboxes, backpacks, pencil cases and enrichment activity clothes for ballet or martial arts makes the whole process fulfilling and – every parents’ dream – easy.

Please visit https://www.uniform4kids.com/

PowerPoint Presentations …Easy to do, Hard to do right

The strength and sophistication of Powerpoint means that it is now extremely easy to put together sales presentations that are accompanied by all kinds of supplementary data and information. powerpoint presentations are practically de rigeur in the industry; without one audiences feel that there is something missing. However, the relative difficulty of effective Powerpoint design means that it is extremely easy to put together a slideshow that actually adds very little to a presentation; in fact, it can detract from your talk, leaving the audience bored and frustrated. We have all had to sit through bad presentations. In many cases, the slideshow feels like a bolt-on extra: something that has been added almost as an afterthought. This is because in many cases, it has – simply because it is expected.

To create a good Powerpoint presentation you have to bear in mind a few principles. The slides should complement your talk, not duplicate it. Again, you will doubtless have had to endure talks in which the slides simply repeat the spoken content – sometimes verbatim. The purpose of the slides is to support and illustrate the spoken material, making it more memorable and full of impact. Instead, they are often used to render it redundant.

Complexity is another key issue. Many beginners make the mistake of packing too much information into a slide, on the grounds that a picture is worth a thousand words. Simplicity is better, though this does not mean dumbing down your message. You are generally looking for bold, straightforward ways of communicating key statistics, facts and information. If there is too much on the screen then your audience will be distracted from your talk as they struggle to decipher and digest it. Graphs can be very powerful, since they can be used to show trends that otherwise take a great deal of description. You should add legends or brief bits of text to your slides, but not too much. You want your audience to know exactly what you are showing them, without giving them more than they need.

In the end, powerpoint presentations are supposed to complement your talk, not to replace it or duplicate it. Sales presentations are all about being convincing and communicating your message as clearly and succinctly as possible. Look for the take-home points, the ideas that you want people to remember above all else. Make sure your Powerpoint design helps you achieve this, rather than obscuring it.

Please visit http://www.eyefulpresentations.co.uk/

Holidays are easygoing with Minibus Hire

With the summer coming to an end, now is the best time to discover England’€™s €˜green and pleasant land€™. And minibus hire is an enchanting way to travel, with the scenic routes and unexpected discoveries that the UK’s roads have to offer.

Whilst driving is a slower way to get from A to B than other methods such as flying or high-speed rail, there is an undeniable appeal to driving across country. Luxury travel is almost always very costly by rail or air, and economy tickets mean overcrowding, noise and bustle, whether it’s a run-down train carriage or sitting next to a crying baby on board an airplane. But luxury coach hire is inexpensive and peaceful, giving a smooth and tranquil journey – no crying babies!

And minibus hire isn’t just for country getaways. Britain has some of the most dynamic and diverse cities in the world, from bustling London to Brighton by the sea or the beautiful architecture of Edinburgh’s streets. Each UK city is entirely individual, and there’™s something new to discover in each one of them. There’€™s so much to discover in the UK, and with coach hire London citizens can whisk themselves off to anywhere they want to go, whether it’€™s a Valentine’s city break in Bath or Cambridge or a isolated country exploration to the beautiful Canvey Island or the Kent Downs.

Londoners travelling to commemorate a special event are one of the most commonplace groups to opt for the easy and inexpensive coach hire London providers can offer. Weddings, anniversaries and birthdays often mean extensive families coming together. Families often hire entire hotels for celebrations, yet travel in many cars. But with luxury coach hire, the entire family can travel en masse, enjoying the journey as much as the destination.

With the rise in popularity of fine dining recently, people love to travel long distances to visit Michelin starred eateries. By grabbing a group of like-minded friends, food-lovers can fantasise about the restaurant of their dreams without worrying about car sharing. Or for large groups, luxury coach hire is a wonderful option which means that there’s no need to draw lots for the tiring responsibility of ‘designated driver’.

Our Britain is worth discovering, and whether it’s a longing for the Yorkshire Dales, a pint of Guinness in Dublin, or an amble through the New Forest, minibus hire allows travellers to discover the most picturesque route possible, all in the peace and quiet of luxury travel.Â

Please visit http://www.goldenboy.co.uk/

Sales presentations: how to keep your audience engaged

Powerpoint presentations are an essential tool in the arsenal of most people giving sales presentations to audiences of keen-eyed and sometimes cynical potential clients or superiors. Simply listening to a presentation, however thrilling the presenter’s vocal delivery, usually does not convince people who are regularly offered new ideas and suggestions. And in the fast-moving digital world, decision-makers expect new products to be presented to them in an engaging way; every day, we see more news stories about attention spans getting shorter! Busy people need entertainment and visual stimulation in order to be as excited as possible about your plan or product. This is why good Powerpoint design can be almost as necessary as the idea itself when it comes to deciding people in favour of a product.

Which techniques should ambitious salespeople use when designing in Powerpoint? There are a few tricks of the trade that can change sales presentations from dull to thrilling.Â

Powerful Powerpoint presentations should embrace the age-old values of rhetoric proved to be convincing in Ancient Greece, and still working today. For example: famously, Apple inventor Steve Jobs loved to present things in threes. That’s the ‘triad’ system, which has been shown time and time again to be easier to remember than information presented in lists of two or four points. But don’t try to shove three key points onto a single slide – good presentations stay minimalist. Use one slide to announced you’ll be outlining three concepts or stages, then give each idea its own slide.Â

Of course, Powerpoint is a visual medium. Slides should contain as few words as possible. This is partly because people in a hectic sales meeting aren’t likely to want to read substantial chunks of text, and partly because the presenter shouldn’t have to read them out either. During sales presentations, the person speaking should try to make eye contact at least once with everyone in the room, and should never turn their back. Turning around to read from your Powerpoint presentation sends a body language cue to the room that the presentation is over, and they will stop concentrating.Â

The images included should tell the story for you. Clear infographics, evocative pictures encouraging emotions like happiness or satisfaction, and memorable pictographs, are what stick in people’s minds long after exact statistics have disappeared.

Text-heavy, undirected Powerpoint design can damage the pitch for an idea which would otherwise be welcomed. On the other hand, challenging presentations which use the art of storytelling, high-definition images and infographics, and interact with the presenter’s personality, are sure-fire winners.

Please visit http://www.eyefulpresentations.co.uk/ for further information about this topic.

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Bacs payments and the problem of transaction reversibility

Bacs, or Bankers Automated Clearing Software, has been around a long time. Essentially, though, bacs payments simply mean transferring money directly from one bank account into another. FPS or Faster Payments Service is essentially the same, but it generally happens almost immediately, whereas Bacs takes up to three working days. Bacs software is therefore different to credit or debit card payments, and has advantages and disadvantages in comparison.

Since bacs payments are made directly from one bank account into another, they are effectively irreversible. With credit cards, the transaction can be cancelled and the money returned to you if there is good reason (such as fraud, or the goods you ordered turned out not to be as advertised, or never turned up at all). With bacs, this is far harder. That is a good thing for merchants, since you won’t have to worry about customers making unjustified chargebacks if they change their minds. For buyers, though, it means transactions cannot be undone. In most cases, this will not be a problem because bacs tends to be used for paying suppliers and for employees’ wages, and so on. These are generally predictable and are paid in arrears. However, if a mistake (such as a typo) occurs, it is not a simple matter to reclaim the money. Without the goodwill of the recipient, it can be extremely time-consuming. If you are making monthly payments, it might simply be easier to adjust the next one rather than rectify the last one.

Bacs software can be integrated into your accounting package to ensure that mistakes don’t routinely happen due to human error, but it’s impossible to eliminate them altogether. That bacs payments are made in their millions every day proves that this need not be a fatal flaw for bacs, and that there’s no reason your organisation should not use it too. Indeed, the advantages far outweigh any minor problems that might arise from its use. Bacs is more secure, faster and easier than paying by cash or cheque. It’s also the standard, now – or, at least, FPS is – which means that if you’re still paying by more traditional methods then you will naturally find yourself at a competitive disadvantage. There is really no good reason to hold large amounts of cash on the premises or to use time-consuming and inefficient cheques when instant and straightforward transfers are possible at minimal cost.

Please visit http://www.bottomline.co.uk/ for further information about this topic.

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Invoice processing -speed, efficiency and a better brand

Not so long ago, every document in every office took paper form. Documents were always paper, and had been for around 2,000 years. Then, just a few decades back, desktop computers really started to become popular. Now, documents could be created on the screen and printed to be a hard copy – like everything else in the office. But as computers grew even more common and with the spread of the internet, there came a point when documents no longer had to be printed to be sent around – they could be saved online or on a network, in the office’s document management system. Now, there were two distinct systems: paper and virtual, and the difficulties this entailed – and still entails – could be significant. It can be messy, wasteful and inefficient. People trained in one system may not be quite familiar with the other. Documents can get lost in the paper system, perhaps getting piled up on one person’s desk, or taken out of the office and never seen again. Document processing aims to bring the two systems together, bridging the considerable gap between a paper-based office and a paper-less office. Invoice processing does the same for the accounts department – an important asset in an age where some invoices are sent through the mail and some are raised electronically, by bacs.

The technology used to achieve this has come a long way in the last few years. At one point, the best you could hope for was a scanned image – a picture file of a memo that could not be edited, and certainly not using a word processor. More recently, optical character recognition has enabled printed documents to be turned back into editable computer files. Further developments mean that even handwritten letters can be converted into Word or other documents. The technology generally takes a while to ‘learn’ to read handwriting reasonably, but boasts accuracy rates of greater than 97 percent.

This means that document processing is now very reliable and effective, and when combined with a good document management system can make for a much more efficient office. Everyone can access the documents they should have – and the documents will always be accessible to those who have permission to read them. Similarly, invoice processing means that your accounts department is less likely to miss a payment – something that always undermines a business’s reputation with suppliers and clients.

Please visit http://www.bottomline.co.uk/

Bacs or SWIFT? What are the advantages?

bacs software is now a well-established tool that enables you to pay customers and suppliers quickly, securely and easily by means of electronic transfer. Bacs payments are a far better option than paying by cheque or cash, since you don’t have to worry about keeping big quantities of cash on the premises – a potential security issue – or cash-flow problems brought about by people cashing their cheques at unexpected points in your financial month. Bacs, the acronym for for bankers’ automated clearing standard, is a well-tried and tested method of payment that can save you a lot of time and money, as well as having other advantages.

Bacs usually takes three days to clear as standard, although depending on the sending and receiving banks it can be virtually instant. If you are concerned or there is cause to make a fast transfer, SWIFT (Society for Worldwide Interbank Financial Telecommunication) is guaranteed same-day. However, this means an additional cost, so for small payments it is rarely worth it. For larger sums or urgent orders and payments, SWIFT may be a good choice and the costs will be proportionately smaller if the transfer is large.

One of the great things about Bacs software is that it can be integrated with your other accounting systems and databases. If you haven’t done this, it can be a real headache and a drain on resources, because different transactions have to be logged and entered into different systems. If you take the time to set up your systems correctly, however, you can save a significant amount of time (and potentially expensive errors) and streamline your accounts in a way that is simply impossible if you are using several applications or processes.

bacs software consultants will be able to advise you on the best programmes for your accounts, and whether your present systems can be used in conjunction with Bacs payments. Migrating your accounts can be a formidable task, though the benefits are exceptional. Once you have completed the process, you can use Bacs automatically – paying workers on time, every time; ensuring that suppliers are paid and that customers are respecting their commitments to you; and logging every transaction to make sure that there are no surprises hiding in your accounts to cause problems at the end of the tax or accounting year. Moreover, auditing processes can be started to identify and fix past accounting errors – something which can cost businesses a significant proportion of turnover.

Please visit http://www.bottomline.co.uk/ for further information about this topic.

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Recovery audit software cuts time, expense and errors

Most small and medium-sized firms deal with a large range of customers, suppliers and employees. What this means is that many thousands of transactions could be processed every month, with funds coming in and going out as invoices are paid and obligations met. Each one of those is a source of potential error, which is why an accounts payable audit can dig up some surprising results. There are more than a dozen different kinds of overpayment or mistaken payment than can happen, one of the most routine of which are duplicate payments – put simply, when an invoice is paid twice. This, and other kinds of overpayment, can occur through accident or fraud. If an audit turns up a significant amount of expenditure due to these unnecessary payments – as it almost certainly will – then recovery audit software enables you to claw back the lost money.

It is only natural that glitches will occur with such a complicated and wide-ranging accounting system. Human error explains most of it: assuming that your payments are processed manually, your accounts department can easily process an invoice twice, or make other mistakes. This is almost unavoidable. Even if it could be fixed, you are not responsible for the invoices submitted by your suppliers. They may not be as scrupulous, and some may even be dishonest, realising that they can get errors past your accounts department that work in their favour.

This may seem like an infrequent occurrence, but the fact is that the average SME could be processing thousands of payments or more every single month. Even if a small percentage of these are false, the result is cumulative and can be huge. Remember, turnover is not the same as profit. Some estimates suggest that between 0.1 and 0.5 percent of turnover is given up due to duplicate payments and other mistakes. If your business is already struggling then this could make all the difference between sinking and swimming. That’s where the accounts payable audit comes in, finding all of those instances in which overpayments have been made, this month and in the past. Then recovery audit software allows you to chase up those suppliers and other parties who have received more than their due from you. In most cases the explanation will simply be that it was a mistake. In a small minority, though, it could be down to fraud, in which case you may want to take legal action, or at least end doing business with them.

Please visit http://www.fiscaltechnologies.com/ for further information about this topic.

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